What should I do if I was scammed at a crypto ATM?

No government agency, bank or business will ask you to pay with a crypto ATM. Contact the kiosk operator, local police and the FBI at ic3.gov right away, and check the source above for any state refund rule.

Home / Crypto ATM laws / Washington

Washington crypto ATM (bitcoin kiosk) law

Q: Does Washington limit crypto ATMs?

Kiosk rules, no daily limit. No kiosk-specific daily limit in this DFI policy. Kiosk operators need a money transmitter license, must report each kiosk location, and must show a separate, clear warning before each transaction that fraudulent transactions may lose your money with no recourse (DFI Policy Statement UMSA-24-PS01). (source: dfi.wa.gov, checked 2026-11-04).

Status: Kiosk rules, no daily limit

No kiosk-specific daily limit in this DFI policy. Kiosk operators need a money transmitter license, must report each kiosk location, and must show a separate, clear warning before each transaction that fraudulent transactions may lose your money with no recourse (DFI Policy Statement UMSA-24-PS01).

Source: dfi.wa.gov (DFI Policy Statement UMSA-24-PS01) · checked 2026-10-19

Transaction limits vs. scam rules

Transaction limits
Daily limit	No kiosk-specific daily limit
New-customer limit	No kiosk-specific limit
Refund rule	Unknown (not confirmed in an official source)
Scam rules
Warnings required	Separate, clear fraud warning before each transaction
Fee cap	Unknown (not confirmed in an official source)
Refund rights	Unknown (not confirmed in an official source)

Source for this table: dfi.wa.gov, DFI Policy Statement UMSA-24-PS01; checked 2026-10-19. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Washington

In 2025, people in Washington filed 391 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $8,341,828 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Washington

Not legal advice. Laws change; check the linked source.

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