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Crypto ATM (bitcoin kiosk) laws by state
Daily limits, fee caps, refund rules and outright bans on crypto ATMs, quoted from each state's law or regulator. Checked 2026-10-18. 19 states have kiosk-specific rules on this page.
Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam.
| State | Status | What the law says | Source |
|---|---|---|---|
| Arizona | Limits / fee caps | New customers: up to $2,000 a day. Existing customers: up to $10,500 a day (HB 2387, signed 2025). | azleg.gov |
| Arkansas | Limits / fee caps | New customers (registered under 72 hours): up to $2,000 a day. Existing customers: up to $7,500 a day (Act 557 of 2025). | arkleg.state.ar.us |
| California | Limits / fee caps | Up to $1,000 a day per customer (Fin. Code § 3902). Fees capped at the greater of $5 or 15% (§ 3904). Pre-transaction disclosures and receipts required. | dfpi.ca.gov |
| Colorado | Limits / fee caps | Colorado Vending of Digital Assets Act (SB25-079), effective Jan 1, 2026: daily limits for new and existing customers, risk disclosures, receipts, and refunds in some fraud cases. | leg.colorado.gov |
| Connecticut | Limits / fee caps | New customers: up to $2,000 a day. Existing customers: up to $5,000 a day. Fees and commissions capped at 15%. New customers can cancel fraudulent transactions for a refund (§ 36a-613). | cga.ct.gov |
| Florida | Limits / fee caps | Starting March 1, 2027: new customers up to $2,000 per calendar day; existing customers up to $10,000 per calendar day, across all kiosks (Fla. Stat. § 560.605). | flsenate.gov |
| Georgia | Limits / fee caps | Since July 1, 2026 (HB 945): new customers up to $2,500 a day, existing customers up to $10,000 a day. Total fees, commissions and spread capped at 18%. Refunds for some fraud victims (O.C.G.A. § 7-1-699.7 to 699.9). | gov.georgia.gov |
| Illinois | Limits / fee caps | New customers: up to $2,500 a day. Existing customers: up to $10,500 a day. Fees capped at the greater of $5 or 18%. Refunds for scam victims who report within set deadlines (Digital Assets Kiosk Act, 205 ILCS 732). | idfpr.illinois.gov |
| Iowa | Limits / fee caps | Up to $1,000 per consumer per day, and $10,000 total in a new consumer's first 30 days with an operator (Iowa Code § 533C.1004). | legis.iowa.gov |
| Louisiana | Limits / fee caps | Up to $3,000 a day per user. Operators must either wait 72 hours before processing or let the user cancel for a full refund within 72 hours (La. R.S. 6:1389, Act 369 of 2025). | legis.la.gov |
| Maine | Limits / fee caps | Up to $1,000 a day per customer. Charges capped at the greater of $5 or 3% of the transaction (32 M.R.S. § 6169). | legislature.maine.gov |
| Minnesota | Kiosks banned | Crypto kiosks are prohibited starting Aug 1, 2026, and operators must remove public kiosks by Dec 31, 2026 (Laws 2026, ch. 65, § 53B.751). | revisor.mn.gov |
| Nebraska | Limits / fee caps | Daily limits for new and existing customers (existing: $10,500 a day). Total fees capped at 18%. Operators need a full-time compliance officer and live customer service (LB 609). | ndbf.nebraska.gov |
| North Carolina | Limits / fee caps | Starting January 1, 2027 (S.L. 2026-45): new customers up to $2,000 a day, existing customers up to $5,000 a day. Fees, including spread, capped at 12%. 48-hour hold for customers in their first 7 days. Full refunds for new customers in fraud cases the Commissioner confirms. | ncleg.gov |
| North Dakota | Limits / fee caps | Up to $2,000 a day per customer, plus required risk and fee disclosures, receipts and security measures (HB 1447, 2025). | nd.gov |
| Tennessee | Kiosks banned | Since July 1, 2026 (Public Chapter 766, HB 2505): it is a Class A misdemeanor to knowingly install, allow, place or operate a virtual currency kiosk in Tennessee. | wapp.capitol.tn.gov |
| Texas | No kiosk law | No kiosk-specific law. SB 1705 (2025) would have regulated kiosks but didn't pass before the session ended. Money-transmission licensing still applies. | capitol.texas.gov |
| Vermont | Kiosks banned | Virtual-currency kiosks are prohibited: no one may locate, operate or make one available (8 V.S.A. § 2577). | legislature.vermont.gov |
| Virginia | Limits / fee caps | Starting July 1, 2027 (Va. Code § 6.2-2255): new users up to $2,000 a day; all users up to $5,000 a day and $10,000 a month. New users' transactions are held at least 48 hours and can be cancelled for a full refund. | law.lis.virginia.gov |
| Washington | Rules, no daily limit | No kiosk-specific daily limit in this DFI policy. Kiosk operators need a money transmitter license, must report each kiosk location, and must show a separate, clear warning before each transaction that fraudulent transactions may lose your money with no recourse (DFI Policy Statement UMSA-24-PS01). | dfi.wa.gov |
States we haven't checked yet
We haven't confirmed whether these states have a kiosk-specific law. That does not mean there's no rule: money-transmitter licensing and federal FinCEN rules apply everywhere. Alabama, Alaska, Delaware, District of Columbia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nevada, New Hampshire, New Jersey, New Mexico, New York, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Utah, West Virginia, Wisconsin, Wyoming.
Not legal advice. Laws change; check the linked source.
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