What should I do if I was scammed at a crypto ATM?

No government agency, bank or business will ask you to pay with a crypto ATM. Contact the kiosk operator, local police and the FBI at ic3.gov right away, and check the source above for any state refund rule.

Home / Crypto ATM laws / Rhode Island

Rhode Island crypto ATM (bitcoin kiosk) law

Q: Does Rhode Island limit crypto ATMs?

Daily limits / fee caps. New customers up to $2,000 a day; existing customers up to $5,000 a day, across all kiosks (R.I. Gen. Laws § 19-14.3-3.12, P.L. 2025 ch. 113). Operators must be licensed money transmitters. Fraud refunds: full amount for new customers (first 30 days), transaction fees for existing customers who report within 90 days. (source: webserver.rilegislature.gov, checked 2026-11-04).

Status: Daily limits / fee caps

New customers up to $2,000 a day; existing customers up to $5,000 a day, across all kiosks (R.I. Gen. Laws § 19-14.3-3.12, P.L. 2025 ch. 113). Operators must be licensed money transmitters. Fraud refunds: full amount for new customers (first 30 days), transaction fees for existing customers who report within 90 days.

Source: webserver.rilegislature.gov (P.L. 2025 ch. 113) · checked 2026-10-19

Transaction limits vs. scam rules

Transaction limits
Daily limit	$5,000/day (existing customers)
New-customer limit	$2,000/day
Refund rule	Full amount (new, first 30 days); fees (existing) if reported within 90 days
Scam rules
Warnings required	Unknown (not confirmed in an official source)
Fee cap	Unknown (not confirmed in an official source)
Refund rights	Full amount (new, first 30 days); fees (existing) if reported within 90 days

Source for this table: webserver.rilegislature.gov, P.L. 2025 ch. 113; checked 2026-10-19. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Rhode Island

In 2025, people in Rhode Island filed 55 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $1,513,740 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Rhode Island

Not legal advice. Laws change; check the linked source.

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