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North Dakota crypto ATM (bitcoin kiosk) law

Status: Daily limits / fee caps

Up to $2,000 a day per customer, plus required risk and fee disclosures, receipts and security measures (HB 1447, 2025).

Source: nd.gov (HB 1447 (2025), per ND DFI) · checked 2026-10-22

Transaction limits vs. scam rules

Transaction limits
Daily limit$2,000/day per customer
New-customer limitSame $2,000/day
Refund ruleUnknown (not confirmed in an official source)
Scam rules
Warnings requiredRisk, fee and transaction disclosures; receipts; live customer service 8am-10pm CT
Fee capUnknown (not confirmed in an official source)
Refund rightsUnknown (not confirmed in an official source)

Source for this table: nd.gov, HB 1447 (2025), per ND DFI; checked 2026-10-22. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in North Dakota

In 2025, people in North Dakota filed 20 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $480,330 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for North Dakota

Not legal advice. Laws change; check the linked source.

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