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Missouri crypto ATM (bitcoin kiosk) law
Status: Kiosk rules, no daily limit
Missouri RSMo Chapter 361 §§ 361.1100–361.1115 (Virtual Currency Kiosk Consumer Protection Act), effective Aug. 28, 2025: kiosk operators need a Missouri money-transmitter license; required fraud warnings, customer acknowledgments, and receipts; live customer service hours; blockchain-analytics obligation. Statute text reviewed does not set a numeric daily cash purchase cap.
Source: revisor.mo.gov (RSMo 361.1100 et seq., effective Aug. 28, 2025) · checked 2026-10-27
Transaction limits vs. scam rules
| Transaction limits | |
|---|---|
| Daily limit | No numeric daily cash cap in statute text reviewed |
| New-customer limit | Same disclosure/license rules; no separate numeric new-customer daily cap found in statute text reviewed |
| Refund rule | Unknown (not confirmed in an official source) |
| Scam rules | |
| Warnings required | Required fraud warnings and customer acknowledgments |
| Fee cap | Unknown (not confirmed in an official source) |
| Refund rights | Unknown (not confirmed in an official source) |
Source for this table: revisor.mo.gov, RSMo 361.1100 et seq., effective Aug. 28, 2025; checked 2026-10-27. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.
Crypto ATM scam losses in Missouri
In 2025, people in Missouri filed 317 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $7,235,056 in losses.
Nationally: 13,460 complaints and $388.98 million in losses.
Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.
New crypto law this month (October 2026)
No new state crypto law found this month (checked 2026-10-22).
Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.
More for Missouri
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- Which crypto apps work in Missouri
- Ask Counselor: Missouri ATM rules
- Crypto ATM laws in every state we've checked
- Crypto tax by state
Not legal advice. Laws change; check the linked source.
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