What should I do if I was scammed at a crypto ATM?

No government agency, bank or business will ask you to pay with a crypto ATM. Contact the kiosk operator, local police and the FBI at ic3.gov right away, and check the source above for any state refund rule.

Home / Crypto ATM laws / Mississippi

Mississippi crypto ATM (bitcoin kiosk) law

Q: Does Mississippi limit crypto ATMs?

Daily limits / fee caps. Since July 1, 2026 (Mississippi Virtual Currency Kiosk Consumer Protection Act, HB 1625, signed April 8, 2026): kiosk operators need a money transmitter license. New customers (first 14 days) up to $1,000 a day and $5,000 total; existing customers up to $7,500 a day. A new customer’s first transaction is held 96 hours and can be fully refunded on request during the hold. Full refund of a new customer’s first-14-day transactions if fraud is reported to the operator and police within 90 days. Scam warnings and fraud questions before every transaction (questions by Jan 1, 2027). (source: billstatus.ls.state.ms.us, checked 2026-11-04).

Status: Daily limits / fee caps

Since July 1, 2026 (Mississippi Virtual Currency Kiosk Consumer Protection Act, HB 1625, signed April 8, 2026): kiosk operators need a money transmitter license. New customers (first 14 days) up to $1,000 a day and $5,000 total; existing customers up to $7,500 a day. A new customer’s first transaction is held 96 hours and can be fully refunded on request during the hold. Full refund of a new customer’s first-14-day transactions if fraud is reported to the operator and police within 90 days. Scam warnings and fraud questions before every transaction (questions by Jan 1, 2027).

Source: billstatus.ls.state.ms.us (HB 1625 (2026), effective July 1, 2026; DBCF memo July 1, 2026) · checked 2026-10-26

Transaction limits vs. scam rules

Transaction limits
Daily limit	$7,500/day (existing customers)
New-customer limit	$1,000/day and $5,000 in the first 14 days; first transaction held 96 hours
Refund rule	Full refund of first-14-day transactions if fraud is reported to the operator and police within 90 days; full refund on request during the 96-hour hold
Scam rules
Warnings required	Bold scam warning, fraud questions before each transaction, phone check for new customers 60+
Fee cap	Unknown (not confirmed in an official source)
Refund rights	Full refund of first-14-day transactions if fraud is reported to the operator and police within 90 days; full refund on request during the 96-hour hold

Source for this table: billstatus.ls.state.ms.us, HB 1625 (2026), effective July 1, 2026; DBCF memo July 1, 2026; checked 2026-10-26. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Mississippi

In 2025, people in Mississippi filed 79 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $775,965 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Mississippi

Not legal advice. Laws change; check the linked source.

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