Home / Crypto ATM laws / Michigan
Michigan crypto ATM (bitcoin kiosk) law
Status: No kiosk-specific law
No enacted Michigan statewide crypto ATM / virtual-currency kiosk statute found. Senate Bill 980 of 2026 would prohibit installing and operating cryptocurrency kiosks; the Michigan Legislature record shows it reported favorably by the Finance, Insurance, and Consumer Protection committee and referred to the Committee of the Whole on Oct 27, 2026, with no floor vote yet. A City of Jackson local ordinance is not statewide law. Pending bills are not law.
Source: legislature.mi.gov (SB 980 of 2026 (referred to Committee of the Whole Oct 27, 2026; not enacted as of 2026-11-02 check)) · checked 2026-11-02
Transaction limits vs. scam rules
| Transaction limits | |
|---|---|
| Daily limit | Unknown (not confirmed in an official source) |
| New-customer limit | Unknown (not confirmed in an official source) |
| Refund rule | Unknown (not confirmed in an official source) |
| Scam rules | |
| Warnings required | Unknown (not confirmed in an official source) |
| Fee cap | Unknown (not confirmed in an official source) |
| Refund rights | Unknown (not confirmed in an official source) |
Source for this table: legislature.mi.gov, SB 980 of 2026 (referred to Committee of the Whole Oct 27, 2026; not enacted as of 2026-11-02 check); checked 2026-11-02. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.
Crypto ATM scam losses in Michigan
In 2025, people in Michigan filed 368 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $11,942,291 in losses.
Nationally: 13,460 complaints and $388.98 million in losses.
Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.
New crypto law this month (October 2026)
No new state crypto law found this month (checked 2026-10-22).
Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.
More for Michigan
- Scammed at a crypto ATM? Do this now
- Which crypto apps work in Michigan
- Ask Counselor: Michigan ATM rules
- Crypto ATM laws in every state we've checked
- Crypto tax by state
Not legal advice. Laws change; check the linked source.
Get a weekly email when apps change where they work
One short note when an exchange enters or leaves a state. Free, unsubscribe anytime.
Subscribe free →