What should I do if I was scammed at a crypto ATM?

No government agency, bank or business will ask you to pay with a crypto ATM. Contact the kiosk operator, local police and the FBI at ic3.gov right away, and check the source above for any state refund rule.

Home / Crypto ATM laws / Massachusetts

Massachusetts crypto ATM (bitcoin kiosk) law

Q: Does Massachusetts limit crypto ATMs?

No kiosk-specific law. No enacted Massachusetts statewide crypto ATM / virtual-currency kiosk statute found. The Senate added a statewide kiosk ban (from the SCAM Act, S.3048) to its version of the economic development bill (H.5576 / S.3178); the House did not concur and the bill has been in a conference committee since July 30, 2026. Some cities and towns have local kiosk bans, which are not statewide law. Pending bills are not law. (source: malegislature.gov, checked 2026-11-04).

Status: No kiosk-specific law

No enacted Massachusetts statewide crypto ATM / virtual-currency kiosk statute found. The Senate added a statewide kiosk ban (from the SCAM Act, S.3048) to its version of the economic development bill (H.5576 / S.3178); the House did not concur and the bill has been in a conference committee since July 30, 2026. Some cities and towns have local kiosk bans, which are not statewide law. Pending bills are not law.

Source: malegislature.gov (H.5576 in conference since 7/30/2026; S.3048 in Senate Ways and Means; not enacted as of 2026-11-02 check) · checked 2026-11-02

Transaction limits vs. scam rules

Transaction limits
Daily limit	Unknown (not confirmed in an official source)
New-customer limit	Unknown (not confirmed in an official source)
Refund rule	Unknown (not confirmed in an official source)
Scam rules
Warnings required	Unknown (not confirmed in an official source)
Fee cap	Unknown (not confirmed in an official source)
Refund rights	Unknown (not confirmed in an official source)

Source for this table: malegislature.gov, H.5576 in conference since 7/30/2026; S.3048 in Senate Ways and Means; not enacted as of 2026-11-02 check; checked 2026-11-02. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Massachusetts

In 2025, people in Massachusetts filed 296 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $6,834,561 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Massachusetts

Not legal advice. Laws change; check the linked source.

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