Home / Crypto ATM laws / Iowa

Iowa crypto ATM (bitcoin kiosk) law

Status: Daily limits / fee caps

Up to $1,000 per consumer per day, and $10,000 total in a new consumer's first 30 days with an operator (Iowa Code § 533C.1004).

Source: legis.iowa.gov (Iowa Code § 533C.1004 (2026)) · checked 2026-10-19

Transaction limits vs. scam rules

Transaction limits
Daily limit$1,000/day per consumer
New-customer limit$10,000 total in first 30 days
Refund ruleUnknown (not confirmed in an official source)
Scam rules
Warnings requiredUnknown (not confirmed in an official source)
Fee capUnknown (not confirmed in an official source)
Refund rightsUnknown (not confirmed in an official source)

Source for this table: legis.iowa.gov, Iowa Code § 533C.1004 (2026); checked 2026-10-19. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Iowa

In 2025, people in Iowa filed 90 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $2,895,158 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Iowa

Not legal advice. Laws change; check the linked source.

Get a weekly email when apps change where they work

One short note when an exchange enters or leaves a state. Free, unsubscribe anytime.

Subscribe free →