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Illinois crypto ATM (bitcoin kiosk) law

Status: Daily limits / fee caps

New customers: up to $2,500 a day. Existing customers: up to $10,500 a day. Fees capped at the greater of $5 or 18%. Refunds for scam victims who report within set deadlines (Digital Assets Kiosk Act, 205 ILCS 732).

Source: idfpr.illinois.gov (205 ILCS 732) · checked 2026-10-19

Transaction limits vs. scam rules

Transaction limits
Daily limit$10,500/day (existing customers)
New-customer limit$2,500/day
Refund ruleRefunds for scam victims who report within set deadlines
Scam rules
Warnings requiredUnknown (not confirmed in an official source)
Fee capGreater of $5 or 18%
Refund rightsRefunds for scam victims who report within set deadlines

Source for this table: idfpr.illinois.gov, 205 ILCS 732; checked 2026-10-19. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Illinois

In 2025, people in Illinois filed 510 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $20,077,277 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Illinois

Not legal advice. Laws change; check the linked source.

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