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Illinois crypto ATM (bitcoin kiosk) law
Status: Daily limits / fee caps
New customers: up to $2,500 a day. Existing customers: up to $10,500 a day. Fees capped at the greater of $5 or 18%. Refunds for scam victims who report within set deadlines (Digital Assets Kiosk Act, 205 ILCS 732).
Source: idfpr.illinois.gov (205 ILCS 732) · checked 2026-10-19
Transaction limits vs. scam rules
| Transaction limits | |
|---|---|
| Daily limit | $10,500/day (existing customers) |
| New-customer limit | $2,500/day |
| Refund rule | Refunds for scam victims who report within set deadlines |
| Scam rules | |
| Warnings required | Unknown (not confirmed in an official source) |
| Fee cap | Greater of $5 or 18% |
| Refund rights | Refunds for scam victims who report within set deadlines |
Source for this table: idfpr.illinois.gov, 205 ILCS 732; checked 2026-10-19. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.
Crypto ATM scam losses in Illinois
In 2025, people in Illinois filed 510 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $20,077,277 in losses.
Nationally: 13,460 complaints and $388.98 million in losses.
Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.
New crypto law this month (October 2026)
No new state crypto law found this month (checked 2026-10-22).
Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.
More for Illinois
- Scammed at a crypto ATM? Do this now
- Which crypto apps work in Illinois
- Ask Counselor: Illinois ATM rules
- Crypto ATM laws in every state we've checked
- Crypto tax by state
Not legal advice. Laws change; check the linked source.
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