What should I do if I was scammed at a crypto ATM?

No government agency, bank or business will ask you to pay with a crypto ATM. Contact the kiosk operator, local police and the FBI at ic3.gov right away, and check the source above for any state refund rule.

Home / Crypto ATM laws / Hawaii

Hawaii crypto ATM (bitcoin kiosk) law

Q: Does Hawaii limit crypto ATMs?

Crypto kiosks banned. Since Oct 1, 2026 (Act 224 of 2026, HB 1642): it is an unlawful practice to own, operate or manage a kiosk that accepts U.S. currency (cash or credit card) in exchange for digital assets. Kiosks that only swap crypto for crypto or pay out cash for crypto are still allowed. (source: capitol.hawaii.gov, checked 2026-11-04).

Status: Crypto kiosks banned

Since Oct 1, 2026 (Act 224 of 2026, HB 1642): it is an unlawful practice to own, operate or manage a kiosk that accepts U.S. currency (cash or credit card) in exchange for digital assets. Kiosks that only swap crypto for crypto or pay out cash for crypto are still allowed.

Source: capitol.hawaii.gov (Act 224, signed July 9, 2026, effective Oct 1, 2026) · checked 2026-10-22

Transaction limits vs. scam rules

Transaction limits
Daily limit	Cash/card-to-crypto kiosks banned
New-customer limit	Cash/card-to-crypto kiosks banned
Refund rule	Not applicable (ban)
Scam rules
Warnings required	Not applicable (ban)
Fee cap	Not applicable (ban)
Refund rights	Not applicable (ban)

Source for this table: capitol.hawaii.gov, Act 224, signed July 9, 2026, effective Oct 1, 2026; checked 2026-10-22. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Hawaii

In 2025, people in Hawaii filed 92 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $3,847,107 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

Oct 1, 2026: Act 224 (HB 1642) took effect, banning kiosks that take cash or cards for crypto.

Source: capitol.hawaii.gov

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Hawaii

Not legal advice. Laws change; check the linked source.

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