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Colorado crypto ATM (bitcoin kiosk) law

Status: Daily limits / fee caps

Colorado Vending of Digital Assets Act (SB25-079), effective Jan 1, 2026: daily limits for new and existing customers, risk disclosures, receipts, and refunds in some fraud cases.

Source: leg.colorado.gov (SB25-079, effective Jan 1, 2026) · checked 2026-10-22

Transaction limits vs. scam rules

Transaction limits
Daily limit$10,500/day (existing customers)
New-customer limit$2,000/day (customer under 7 days)
Refund ruleFull refund of first transaction if sent to a wallet/exchange outside the US and reported to operator and a government/law-enforcement agency within 60 days with proof
Scam rules
Warnings requiredRequired disclosures and electronic receipts
Fee capUnknown (not confirmed in an official source)
Refund rightsFull refund of first transaction if sent to a wallet/exchange outside the US and reported to operator and a government/law-enforcement agency within 60 days with proof

Source for this table: leg.colorado.gov, SB25-079, effective Jan 1, 2026; checked 2026-10-22. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.

Crypto ATM scam losses in Colorado

In 2025, people in Colorado filed 332 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $9,463,719 in losses.

Nationally: 13,460 complaints and $388.98 million in losses.

Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.

Scammed at a crypto ATM? Do this now →

New crypto law this month (October 2026)

No new state crypto law found this month (checked 2026-10-22).

Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.

More for Colorado

Not legal advice. Laws change; check the linked source.

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