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Alabama crypto ATM (bitcoin kiosk) law
Status: Daily limits / fee caps
Since Oct 1, 2026 (Cryptocurrency Kiosk Fraud Prevention Act, HB 303): new customers (first transaction plus 30 days) up to $1,000 a day and $10,000 a month; existing customers up to $10,500 a day. Fraud victims who contact the operator, police and the Alabama Securities Commission within 60 days get a full refund plus fees (new customers) or half the transaction plus fees (existing customers).
Source: asc.alabama.gov (Act effective Oct 1, 2026) · checked 2026-10-22
Transaction limits vs. scam rules
| Transaction limits | |
|---|---|
| Daily limit | $10,500/day (existing customers) |
| New-customer limit | $1,000/day and $10,000/month (first transaction + 30 days) |
| Refund rule | Full refund + fees (new) or half the transaction + fees (existing) if reported to operator, police and ASC within 60 days |
| Scam rules | |
| Warnings required | Unknown (not confirmed in an official source) |
| Fee cap | Unknown (not confirmed in an official source) |
| Refund rights | Full refund + fees (new) or half the transaction + fees (existing) if reported to operator, police and ASC within 60 days |
Source for this table: asc.alabama.gov, Act effective Oct 1, 2026; checked 2026-10-22. "Unknown" means we couldn't confirm it in the official source, not that no rule exists.
Crypto ATM scam losses in Alabama
In 2025, people in Alabama filed 177 complaints with the FBI's Internet Crime Complaint Center (IC3) involving crypto kiosks, reporting $2,977,866 in losses.
Nationally: 13,460 complaints and $388.98 million in losses.
Source: FBI IC3, Cryptocurrency Kiosk Complaint Data By State (May 15, 2026). IC3 notes these complaints may also include other transaction types, so not all losses are from kiosks alone. Checked 2026-10-22.
New crypto law this month (October 2026)
Oct 1, 2026: the Cryptocurrency Kiosk Fraud Prevention Act (HB 303) took effect, with new daily/monthly limits and refund rights (Alabama Securities Commission).
Source: asc.alabama.gov
Scam warning: no government agency, bank or business will ever ask you to pay with a crypto ATM. If someone does, it's a scam. Report it to local police and the FBI at ic3.gov.
More for Alabama
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- Which crypto apps work in Alabama
- Ask Counselor: Alabama ATM rules
- Crypto ATM laws in every state we've checked
- Crypto tax by state
Not legal advice. Laws change; check the linked source.
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